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Showing posts from July, 2019

Retirement: 2 ways to avoid going broke after you stop working

Retirement: 2 ways to avoid going broke after you stop working: Delay Social Security benefits, and use withdrawal rules to preserve your savings and investments.

FTC warns of Equifax settlement scam involving fake websites

FTC warns of Equifax settlement scam involving fake websites: Following the Equifax data breach, you can submit a claim to cover the cost of protecting yourself from identity theft, but be wary of scammers.

These Mistakes Could Slash Your Social Security Benefits for Life -- The Motley Fool

5 Social Security Changes in 2020 That Could Affect Your Take-Home Income -- The Motley Fool

5 Social Security Changes in 2020 That Could Affect Your Take-Home Income -- The Motley Fool: These adjustments could directly impact the wallets of program beneficiaries -- and even nonretirees -- next year.

On credit card interest rates, be careful what you ask for | Newsday

On credit card interest rates, be careful what you ask for | Newsday: The devil is in the details. At first glance Sen. Bernie Sanders' and Rep. Alexandria Ocasio-Cortez’s proposals to cap credit card interest rates at 15 percent would be welcome for a nation of people

Scrimping mum makes a living by sharing bargains and money-saving tips on Facebook - Mirror Online

Scrimping mum makes a living by sharing bargains and money-saving tips on Facebook - Mirror Online: Hollie Hutchinson, from Hull, was encouraged to set up her blog after sharing scrimping secrets with other mums online

59% of Americans Worry About Money Constantly. Here's What to Do If You're 1 of Them. -- The Motley Fool

Face a big one-time expense? Choosing savings or a loan to fund it

Face a big one-time expense? Choosing savings or a loan to fund it: While handing over cash for an unplanned expense avoids the cost of borrowing, it could affect other parts of your finances, depending on how you get the money.

On a Budget? These 6 Tips Will Help You Save Money on Your Beauty Routine

3 Health Savings Account Mistakes to Avoid -- The Motley Fool

3 Health Savings Account Mistakes to Avoid -- The Motley Fool: Have an HSA? Don't make these costly blunders.

This Is the Single Best Age to Take Social Security Benefits -- The Motley Fool

This Is the Single Best Age to Take Social Security Benefits -- The Motley Fool: A lengthy new study pinpoints the age at which a majority of retirees would get the most out of Social Security.

4 Common Excuses for Not Saving Money -- and Why They're Bogus

4 Common Excuses for Not Saving Money -- and Why They're Bogus: Are your savings falling by the wayside? It’s time to stop making excuses and start making changes.

This is how boomers are reinventing retirement living - MarketWatch

8 tips for saving money on groceries - ABC News

8 tips for saving money on groceries - ABC News: Get breaking national and world news, broadcast video coverage, and exclusive interviews. Find the top news online at ABC news.

Housing starts dip in June and permits fall more steeply in another sign of malaise - MarketWatch

Never Get Rejected For Student Loan Forgiveness Again

Never Get Rejected For Student Loan Forgiveness Again: The latest lawsuit against the U.S. Department of Education involves an educator who expected student loan forgiveness, but never received it. Here's how to make sure you never get rejected for student loan forgiveness again.

Life hacks that could save you thousands

Life hacks that could save you thousands: These life hacks can help you reduce monthly waste and boost your budget.

Save Money By Purchasing a Prefab House - Lifestyle

Small money habits can help grow your wealth

Small money habits can help grow your wealth: Australians routinely function on autopilot and it’s hurting our hip pocket.

One simple action can help boost your credit score, according to a new report

One simple action can help boost your credit score, according to a new report: A working paper from the National Bureau of Economic Research released this month finds that even a simple nudge like opening an email can have a positive influence on financial behavior.

Save Money on Souvenirs: Learn to Haggle | Smart Change: Personal Finance | madison.com

New bill slashes FHA mortgage insurance for first-time homebuyers | 2019-07-10 | HousingWire

New bill slashes FHA mortgage insurance for first-time homebuyers | 2019-07-10 | HousingWire: The House of Representatives passed a bill Tuesday that slashes the cost of upfront mortgage insurance for first-time homebuyers using mortgages backed by the Federal Housing Administration. The Housing Financial Literacy Act of 2019, or H.R. 2162, stipulates that first-time homebuyers who complete a housing counseling program to learn about sustaining homeownership can get a 25-basis-point discount (0.25%) on their upfront mortgage insurance for an FHA loan. The Mortgage Bankers Association applauded the bill’s passage. "MBA has long advocated for increased access to housing counseling as . . .

How to consolidate student loans to save money and make one payment - Business Insider

How to consolidate student loans to save money and make one payment - Business Insider: Consolidating student loans streamlines your loans into a single monthly payment, and can potentially give you a lower interest rate.

25 Smart Buys For The Home That Will Save You a Ton Of Money

25 Smart Buys For The Home That Will Save You a Ton Of Money: Sometimes the best way to save money is to spend a little more.

How Does Your 401(k) Compare to The Average? -- The Motley Fool

How Does Your 401(k) Compare to The Average? -- The Motley Fool: See how your retirement account stacks up.

The Major Money Mistake I Almost Made – and Am So Grateful I Avoided -- The Motley Fool

‘This doesn’t look like the best economy ever’: 40% of Americans say they still struggle to pay bills

‘This doesn’t look like the best economy ever’: 40% of Americans say they still struggle to pay bills: Despite the longest U.S. economic expansion on record, many sit on the edge of financial disaster.

These apps charge people for the privilege of saving money - MarketWatch

These apps charge people for the privilege of saving money - MarketWatch: The apps turn saving into a game, but do they instill better personal-finance habits?

Top 20 happiest states in America: Hawaii, Wyoming, Alaska at the top

Top 20 happiest states in America: Hawaii, Wyoming, Alaska at the top: The overall well-being in the United States has been in steady decline since 2016, according to a research group.

5 Ways to Save Money Your First Year Out of College

5 things I wish I could tell my 20-year-old self about credit cards - Business Insider

5 things I wish I could tell my 20-year-old self about credit cards - Business Insider: I remember the day I received my first credit card. It was my third year of college, and I received a thick, white envelope in the mail.