Wednesday, December 12, 2018

This may be some of the savviest money-saving advice you’ve never heard - MarketWatch

This may be some of the savviest money-saving advice you’ve never heard - MarketWatch: If you want to spend less, do this: Build a wall.

That is, a virtual wall.

Experts say we often spend because it’s simple to spend — new clothes are just a click away, a latte is right on our way to work, a subscription can be had simply by entering an email address and promising to pay later.

“We are so used to having things easily accessible to us,” says Rosemary Caligiuri, the managing director of United Capital, a wealth management company. “We need to give ourselves less easy access to spending money.”

Tuesday, December 11, 2018

Gifts to buy before and after Christmas to save the most money

Gifts to buy before and after Christmas to save the most money: There’s an easy way to save some money this holiday season, but it all boils down to what you’re buying. If you’re looking to find the best deal, there are certain gifts you should buy before Christmas, and other items to wait on until the New Year.

Let’s start with gifts to buy now.

If you’re in the market for nice jewelry, purchase it now, rather than after the New Year. Retailers jack up the prices in January and February, ahead of Valentine's day so you'll find the best deals before Christmas.

Monday, December 10, 2018

The Holidays Are Almost Here: 7 Ways to Save Money Without Ruining Christmas

The Holidays Are Almost Here: 7 Ways to Save Money Without Ruining Christmas: The holidays may be called the most wonderful time of the year, but it’s not so wonderful to check your credit card bill once January rolls around. All those presents, trips, and events can prove costly, and when Americans add debt over the holidays, the average amount is a whopping $1,054.

One solution is to unleash your inner Grinch and go on a total spending freeze. If you’re looking for something a little less drastic, here’s how you can save money while still having a great time this holiday season.

Sunday, December 9, 2018

Millennials Are Better at Saving Than You May Think

Millennials Are Better at Saving Than You May Think: Millennials have become the generation that older age groups mock. It's a generation stereotyped as not being willing to work happy, happy to waste money on avocado toast, and used to getting at least a ribbon -- if not a trophy -- just for showing up.

Those traits generally don't make people think "fiscal responsibility", so it would be reasonable to think that Millennials aren't saving for their future. Of course, the stereotypes above aren't universal (or even necessarily common), and a new study from YCharts, The Millennial Saving & Investing Habits survey, shows that peoples ages 22-37 aren't the entitled, irresponsible people they're often portrayed as.

Saturday, December 8, 2018

5 Things To Stop Buying to Save Money - SavingAdvice.com Blog

5 Things To Stop Buying to Save Money - SavingAdvice.com Blog: Sure, we all know we spend a little too much on lattes and buying lunch instead of making it and bringing it from home. However, there are probably lots of other things we spend money on that we don’t even realize is a waste.

Friday, December 7, 2018

10 Ways To Save Money On Holiday Travel | Bankrate.com

10 Ways To Save Money On Holiday Travel | Bankrate.com: If you’re planning on visiting with family this year, it’s likely more expensive than a simple trip over the river and through the woods to grandmother’s house. Instead, you’ll have to shell out for airfare, hotel stays, a rental car, and find enough money for gifts and all the holiday trimmings.

Thursday, December 6, 2018

10 Money Saving Travel Apps & Websites For This Holiday Season

10 Money Saving Travel Apps & Websites For This Holiday Season: The holiday season is already upon us. But before you start thinking too much about where the year went, arm your smartphone with the best free money-saving travel apps and websites to get you prepared for your upcoming travel.

Tuesday, December 4, 2018

Burger King debuts McDonald's Whopper deal - Business Insider

Burger King debuts McDonald's Whopper deal - Business Insider: Burger King has a new deal that requires customers to go to McDonald's.

On Tuesday, the fast-food chain announced that it is "turning more than 14,000 McDonald's into Burger King restaurants."

In fact, Burger King is debuting a McDonald's-themed deal. If customers go within 600 feet of a McDonald's location, they can order a Whopper for one cent via the revamped Burger King app. The deal starts Tuesday and runs through December 12.

"If a guest is inside one of these geofenced areas and has the new BK App on their device, the app will unlock the Whopper sandwich for a penny promotion," Burger King said in a press release. "Once the 1¢ Whopper sandwich order is placed, the user will be 'detoured' away from McDonald's, as the app navigates them to the nearest Burger King restaurant for pick up."

Monday, December 3, 2018

Winterized homes cut pollution, save money, experts say | KSL.com

Winterized homes cut pollution, save money, experts say | KSL.com: As Utah’s winter pollution intensifies, there are simple and cheap things Utahns can do inside their homes to cut down on personal emissions and trim energy bills at the same time.

The Utah Department of Environmental Quality shared seven tips to help weatherize your home for winter and choose clean air.

Sunday, December 2, 2018

Taxes: How to save money for 2018 after changes in law

Taxes: How to save money for 2018 after changes in law: You're going to hear more about "bunching" as a tax strategy. The idea here is to incur more deductible expenses in one year then skip them the next, or vice versa.

The strategy makes sense if you wouldn't normally have quite enough deductions to itemize every year, now that the standard deduction has nearly doubled as a result of tax reform.

Saturday, December 1, 2018

Carolyn Hax: Trip with frugal in-laws threatens to be tour of takeout, Motel 6 | oregonlive.com

Carolyn Hax: Trip with frugal in-laws threatens to be tour of takeout, Motel 6 | oregonlive.com: My husband and I will be taking a three-day trip with our two children, which we never do. We asked his sister and her family if they wanted to meet us for the trip. She agreed but now is worried about money. My family wants to stay in a decent hotel, dine out, and enjoy local attractions ... nothing extravagant. She prefers to pack sandwiches and wants a cheap motel.

Friday, November 30, 2018

Save Money on Holiday Travel and Fly on These Days

Save Money on Holiday Travel and Fly on These Days: This article originally appeared on GOBankingRates.com: Save Money on Holiday Travel and Fly on These Days

With high demand driving up airline ticket prices, holiday travel can be pricey. But you can still save money even if you put off booking your flight until the last minute. According to data compiled by airline ticket shopping portal CheapAir.com, your departure and return dates have a significant impact on the price you pay for your tickets.

Planning your trip around cheaper travel days can help make up for booking late, especially if you have rewards from a travel credit card that can drive your ticket price down even more. If you’re planning last-minute holiday travel, click through to learn when exactly is the best time to fly to save money.

Thursday, November 29, 2018

How Much Money Should You Be Saving Each Month?

How Much Money Should You Be Saving Each Month?: How much money are you saving each month? If you're like most Americans, the answer is probably “not enough.” Recent surveys found around 65% of Americans are saving 10% of their income or less -- which explains the frightening statistics on retirement savings.

The reality is, you need to save a substantial amount of money to accomplish all your financial goals. Of course, figuring out exactly how much to save is complicated. This guide will help you decide how much cash to set aside to check the must-do money items off your list.

‘Opportunity fund’ managers favor urban areas, commercial real estate - MarketWatch

‘Opportunity fund’ managers favor urban areas, commercial real estate - MarketWatch: Commercial real estate in large urban areas will be the big winner from the tax scheme aimed at boosting investment in needy areas, according to an analysis released in November.

But who most benefits from commercial real estate deals remains up for debate.

Fund managers raising capital through the Opportunity Zone incentive programs are most focused on commercial real estate and multifamily housing, primarily in the Northeastern U.S., the National Council of State Housing Agencies said.

NCSHA reviewed public information on 34 such “Opportunity Funds,” and found that commercial real estate is the investment focus of 24 of them. Multi-family residential development is the focus of 23.

Wednesday, November 28, 2018

6 Shopping Hacks That Will Save You Money

6 Shopping Hacks That Will Save You Money: Most of us love shopping -- but not the bills that go along with it. Whether you're buying necessities or luxury items, you want the cost of your goods to be as low as possible without compromising quality. Fortunately, there are plenty of ways that you can reduce your spending while still buying the stuff you need. In fact, by following these six shopping hacks, you may be able to save thousands.