Sunday, May 27, 2018

Sharia accounts offer some of the best savings rates in the UK | This is Money

Sharia accounts offer some of the best savings rates in the UK | This is Money: e-mail
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This week saw challenger bank Gatehouse launch the first one-year savings rate to hit 2 per cent in more than 12 months.�

The bank is Sharia-compliant and is one of a growing number of Sharia banks rising up�This is Money's independent best buy savings tables.��

Among these accounts are many names you'll recognise; and some you won't.

Lloyds, United National Bank, Al Rayan Bank, BLME and Gatehouse are just a few of the banks offering some or solely Sharia-compliant savings accounts in the UK.

But while most of us are aware of Sharia accounts, few are clear on exactly how they work and what they offer.

5 Things Never to Do With Your 401(k)

5 Things Never to Do With Your 401(k): f you're lucky enough to have a 401(k), it really pays to the make the most of that plan. That's because the money you save today could set the stage for a financially stable future. That said, there are certain 401(k) moves that could easily derail your retirement savings efforts and hurt you financially. Here are a few things you should never do with regard to your 401(k).

Retirement: 3 steps to overcome a 401(k) savings shortfall

Retirement: 3 steps to overcome a 401(k) savings shortfall: Are you saving enough for retirement? Fidelity’s tally of 401(k) millionaires just hit an all-time high. Yet the Economic Policy Institute warns the median retirement savings for families with wage-earners aged 44 to�49 is just $6,200. If that low number sounds more like you than Fidelity’s eye-popping savers, keep your chin up. It’s never too late to start putting aside money.

The older and poorer you are, the more folks will tell you the road is hard. Maybe the naysayers have you convinced saving is futile. But while it might be more challenging, if you save and invest well, using a 401(k) or IRA, you can still build a retirement nest egg.�

Good luck finding a home in these 15 N.J. real estate markets | NJ.com

Good luck finding a home in these 15 N.J. real estate markets | NJ.com: Housing inventory in New Jersey dropped 11 percent between March 2017 and March 2018, according to data from Zillow. Even as prices rise slowly or remain stagnant statewide, residents are snapping up available housing, lowering the average time on the market and signaling potential price rises ahead.

"Houses here are selling much quicker than usual," said Dominie Healey, a booker associate for Vikki Healey Realtors in Hackensack. "It's coming onto the radar as a nice place to live, and there's the anticipation of development coming in the future."

But she agrees that inventory is "down all over." She's also noticed investors taking a more aggressive stance in the market.

Saturday, May 26, 2018

7 travel hacks only the pros know to save time and money | Komando.com

7 travel hacks only the pros know to save time and money | Komando.com: Your dream vacation doesn’t have to just live in the realm of fantasy. With smart planning, you can make that trip to Paris, a week at the beach in Brazil or an adventure in Costa Rica happen for real.

Smart travelers know the importance of saving both money and time. You can pull together a fabulous weekend getaway or the vacation of a lifetime and keep it all within a reasonable budget if you know where and how to shop. Sometimes you need to look outside the travel box and explore beyond hotels or hit the pavement and enjoy a low-cost walking tour.

Friday, May 25, 2018

How much money have America’s 30-somethings actually saved? Finally, they speak - MarketWatch

How much money have America’s 30-somethings actually saved? Finally, they speak - MarketWatch: Will you ever be able to stop working? These 30-somethings are planning ahead.

Twitter TWTR, 0.63% �blew up last week after MarketWatch posted a story about saving for retirement in your 30s. The piece cited a Fidelity Investments study, which suggested Americans save twice their annual salary for retirement by the age of 35, a figure that would — if continually contributed to — make up 45% of that individual’s income in retirement.

Older millennials criticized the guidance, saying it was impossible for most people to do. Some said saving anything for retirement was a struggle.

How to save money on your mortgage

How to save money on your mortgage: When your mortgage eats up too much of your budget, it can affect your long-term financial security by limiting your ability to save for retirement, pay down debt or

Despite higher gas prices, a good economy prompts near-record Memorial Day weekend travel | Local News | theindependent.com

Despite higher gas prices, a good economy prompts near-record Memorial Day weekend travel | Local News | theindependent.com

Thursday, May 24, 2018

Why I'm off to San Fransisco next weekend.... - The Diary of a Frugal Family

Why I'm off to San Fransisco next weekend.... - The Diary of a Frugal Family: The more I thought about it though, the more I realised that it wasn’t going to be possible for me seeing as I live on the other side of the world.� I knew that the long journey would be pretty expensive and would be a good 15 hours travel time each way (minimum).

And it wasn’t just the cost I was worried about, I had lots of other things on my mind that were putting me off going – the main ones being that I’d be travelling�on my own and would have to leave Mr Frugal and the kids to fend for themselves for longer than I have before.

In my head, there were so many reasons not to go and only one reason to actually do it.� That should have made the decision simple but it didn’t at all because the one reason that I had to go kept coming back to me and it overshadowed all of the reasons that I had not to go.

Diesel's last gasp? Don't believe it

Diesel's last gasp? Don't believe it: Are diesels on their last legs? Consumers would be forgiven for thinking so, given the impact of Volkswagen Group’s notorious diesel emissions cheating scandal.

After being caught using software to reduce emissions illegally, VW Group has decided to stop selling diesel models from its VW, Audi and Porsche brands in the U.S.

Wednesday, May 23, 2018

Survey: 1 In 4 Americans Can't Afford A Summer Vacation | Bankrate.com

Survey: 1 In 4 Americans Can't Afford A Summer Vacation | Bankrate.com: You were hoping to spend the summer backpacking across Europe, exploring the Mayan ruins or relaxing on the beach in Aruba. There’s just one small problem: You don’t have enough savings.

How much are you willing to pay for a convenient flight?

How much are you willing to pay for a convenient flight?: We all love convenience. This is particularly true when it comes to air travel, because no one wants to sit in one of those sardine cans a moment longer than they have to. But what if it was a lot cheaper to stay on a plane an extra hour or two or five?

Tuesday, May 22, 2018

How to Make Money Traveling as a Freelance Writer

How to Make Money Traveling as a Freelance Writer: Do you have a knack for communication and a desire to see more of the world? If you do, running your business from the road so that you can make money traveling as a freelance writer might just be your dream job.

How to Save Money on Lawn Care (Do it Yourself Tips) | Frugal Tips | Three Thrifty Guys

How to Save Money on Lawn Care (Do it Yourself Tips) | Frugal Tips | Three Thrifty Guys: In a bad economy it’s always hard to save money on lawn care, and at the same time you don’t want your lawn to look like a jungle. If you live a suburban lifestyle as well you don’t want your lawn to be the talk of the neighborhood. Since going from being raised on a farm to living in town I’ve realized that taking care of my lawn can be quite costly. From the help of a former co-worker, using online guides from the University of Nebraska Agronomy and Horticulture, and through trial and error I’ve come up with a few tips to help save me money.

Monday, May 21, 2018

Don't wait for a unicorn: Investing in low-carbon tech now will save money | EurekAlert! Science News

Don't wait for a unicorn: Investing in low-carbon tech now will save money | EurekAlert! Science News: �E-MAIL
Waiting for a 'unicorn technology' that provides green energy at low cost could be more expensive than adopting low-carbon energy technologies now.

Researchers from Imperial College London say if Britain invested more in today's low-carbon energy technologies, it would save more money in the long term than waiting for a mythical future technology that may never materialise.

Waiting for a 'unicorn technology' that provides green energy at low cost could be more expensive than adopting low-carbon energy technologies now.

Researchers from Imperial College London say if Britain invested more in today's low-carbon energy technologies, it would save more money in the long term than waiting for a mythical future technology that may never materialise.