Saturday, July 21, 2018

Frugal to a fault? Smart planning helps retirees know when it’s OK to splurge | The Spokesman-Review

Frugal to a fault? Smart planning helps retirees know when it’s OK to splurge | The Spokesman-Review: You spent years saving. Retirement looks fairly solid on the books.

But can you be too frugal as you near or enter retirement? Uncertain about a splurge?

Experts say that’s actually common, when fiscal discipline doesn’t move toward permission to spend. It can feel unsettling to tap savings or previously off-limits retirement funds.

“There is a psychological switch; it’s not only financial,” said Melanie Keiser, vice president at Hart Capital Management in Spokane.

Friday, July 20, 2018

Target: Best Deals, Coupon, & Discount Tips to Save Money | Money

Target: Best Deals, Coupon, & Discount Tips to Save Money | Money: Attention Target shoppers: You may not be saving as much money as possible at your local Target store.

Target may have lost a bit of the chic “Tarjhay” reputation it once enjoyed, but it is still a go-to destination for shoppers seeking an optimal mix of style, quality, and decent prices. Everyone shops at Target, including celebrities: Beyonce, Jessica Alba, and Selena Gomez have been spotted on Target runs recently.

Wednesday, July 18, 2018

5 Smart and Savvy Ways To Save Money as a Teacher ~ For The Love of Teachers

5 Smart and Savvy Ways To Save Money as a Teacher ~ For The Love of Teachers: Being a teacher is one of the most rewarding jobs because we have a hand in shaping so many children’s lives. Every day we get to go to work to do what we love but there are hardships. For the amount of money we put into our jobs, due to lack of resources and funding, our�salary�takes a hit. Of course, we would never change our profession, it just means we as teachers have to be creative on how to save money! Here are 5 smart and savvy ways to help you save money throughout your teaching career.

Tuesday, July 17, 2018

Features worth the money in big-ticket kitchen appliances | KOMO

Features worth the money in big-ticket kitchen appliances | KOMO: Do your kitchen appliances need replacing? If it’s been awhile since you’ve shopped around, you’ll notice a lot has changed and that’s where Consumer Reports comes in. We test hundreds of appliances every year to help you save thousands of dollars.

Sunday, July 15, 2018

How to save money on your bills in the heatwave

How to save money on your bills in the heatwave: Sales of outdoor swimming pools and hot tubs have boomed, with Argos reporting one sale every four seconds as temperatures climbed.

While pools and tubs may offer respite from the searing sun, they are unlikely to be the most cost-effective way of cooling off due to their high energy consumption. Recent price rises by energy companies have added to the cost of trying to stay cool.

Friday, July 13, 2018

Your Student Loans Might Stunt Your Retirement Savings -- No Matter How Large or Small They Are | Smart Change: Personal Finance | siouxcityjournal.com

Your Student Loans Might Stunt Your Retirement Savings -- No Matter How Large or Small They Are | Smart Change: Personal Finance | siouxcityjournal.com: If you're saddled with student debt, you're in good company. It's estimated that over 44 million Americans are on the hook for student loans and that cumulatively, we owe close to $1.5 trillion. Ouch. But it's not just your near-term finances those loans might affect. If you're not careful, your student debt might hurt your retirement savings -- no matter how much of it you happened to rack up.

How to save money on train travel in the UK – On the Luce travel blog

How to save money on train travel in the UK – On the Luce travel blog: Taking the train is one of the most relaxing ways to travel, and the UK has some spectacular train routes – travelling over historic viaducts in the Scottish Highlands, weaving through the cliffs on the Cornish coast, crossing the wild Yorkshire Moors. And if you steer clear of packed peak-time city services, they’re easier and more comfortable than travelling by car. But a lot of travellers get put off travelling by train in the UK as they think it’s too expensive and complicated. And although I can’t do anything about the baffling array of fares and train companies, after years of taking the train in Britain I’ve picked up plenty of tips on how to travel by rail without paying a fortune. So here are my top tips for train travel in the UK on a budget.

Thursday, July 12, 2018

Where does all your money go?

Where does all your money go?: Homeowners are always on the lookout for the best ways to save money, but sometimes your time and peace of mind is worth more. Deputy editor of Moneyish, Catey Hill, joins CBSN with more on when to spend and when to save.

Friday, July 6, 2018

Booms Are Back In These 25 Real Estate Markets

Booms Are Back In These 25 Real Estate Markets: Many investors like real estate because of the potential for steady, above-average returns with only a limited downside risk. Others, however, are more intrigued by the possibility of a quick strike in a real estate boom, holding a property for a short time as values rise and magnifying their return with leverage from a mortgage or other low-cost loan.

Tuesday, July 3, 2018

9 Strategies for Saving Money on Prescription Meds | Patient Advice | US News

9 Strategies for Saving Money on Prescription Meds | Patient Advice | US News: When you get a prescription from your doctor, do you simply take it to your pharmacist and pay the listed price? Many people don't realize that, with some strategizing, you can save significant amounts of money on your prescription medications. Whether your prescription drugs are for chronic conditions such as cancer or diabetes or for something temporary, like postoperative pain, some planning can save you money, says Kim Buckey, vice president of client services for DirectPath, a company that provides personalized health benefits education and enrollment services to large employers. "Health care is, for good or bad, a service that we need for our entire lives," Buckey says. "It affects not only us as individuals but our entire family, and [it] experiences frequent cost increases that we have little or no control over. By investing some time upfront, you'll be better prepared to manage the cost of the care that you need." Here are nine strategies for saving money on prescription medications:

Monday, July 2, 2018

How to profit from someone else's financial mistake | The State

How to profit from someone else's financial mistake | The State: Most of us have wasted money on ill-considered purchases or stuff we really couldn't afford. As we get more financially savvy, that happens less often. But we can still profit from other people's bad choices.

People who prize the latest and greatest, for example, quickly need to upgrade to the next shiny thing. That leaves plenty of lightly used cars and electronics for sale at a discount.

People who can't look beyond cosmetic damage also provide buying opportunities for those who can, since surface flaws can ding price without hurting functionality. Then there are the "d'oh" mistakes: the stuff that didn't fit or turned out to be the wrong shade of robin's egg blue. That stuff gets returned so it can be discounted and snapped up by frugal buyers.

How hacking helped build one of the world’s largest economies | The Drum

How hacking helped build one of the world’s largest economies | The Drum: Anyone who has been to the ancient Indian city of Varanasi must believe in the existence of God. The city is the epitome of disorder, yet, somehow, everything works.

Varanasi represents the spiritual side of India, one that makes peace with the idea that life itself is an illusion. The unstructured way of somehow making things work could either be the handiwork of God or people's instinct to innovate in funny little ways depending on the availability or, rather, unavailability of resources. In this case, the latter is probably true.

Sunday, July 1, 2018

Save on Your Summer Move - GoTrashy

Save on Your Summer Move - GoTrashy: It’s not unusual to see gas prices on the rise in the summer season, but this year, the U.S. prices are reaching a three-year high. We always think about the same things when it comes to saving on gas. You can swap the SUV for a hybrid car or upgrade to the newer Prius. There is always walking or biking, too.

But what do you do if you are one of the 35 million Americans who move annually? Sure, most of those moves are in town or at least in the same general region, but it’s not just the moving day travel that sucks the money out of your credit card and into your gas tank. There are the trips to the garbage dump and all those miles burned going from one prospective home or apartment to another. If you’re like most, you will have to travel to and from a storage unit or make multiple trips.

3 Free Ways For Bloggers To Automate Content To Readers - The Frugal Farm Girl

3 Free Ways For Bloggers To Automate Content To Readers - The Frugal Farm Girl: A blogger. A term more people are becoming aware of. A term still many people think is someone who writes about their life online.

If you are starting the journey of blogging, don’t let anyone convince you it’s not worthy or something you can make a living off of. It’s a business you can get rich from- it just takes a ton of work and commitment.

Thursday, June 28, 2018

Hey Oldie – Forget Fear and Travel - frugal first class travel

Hey Oldie – Forget Fear and Travel - frugal first class travel: How much ever old you get, it’s never too late to travel. Don’t worry if you have already retired; you can travel anywhere in the world if you can afford to travel. There’s no age limit for traveling to your dream destination. You might have seen some old people who are still active and look young because they travel a lot. Traveling and exploring new destinations keep you young and active. So if you want to stay healthy, fit and young, keep traveling and keep exploring new destinations.