I always use credit over debit. Here are the 5 cards I use every day. - Business Insider: I probably shouldn't, but I still cringe when I see a friend pull out a debit card and enter their PIN to make a purchase. No rewards. No purchase protection. None of the benefits that I receive on any of my purchases!
Recently this happened, and it led to a pretty deep conversation over all of the cards I carry in my wallet. It might seem ridiculous, but to me, leaving points on the table is leaving money on the table.