Thursday, February 28, 2019

4 Reasons You're Failing at Budgeting

4 Reasons You're Failing at Budgeting: Following a budget is one of the most effective means of tracking spending and saving money. But if you don't budget correctly, it's not going to do you much good. Here are a few reasons why you might be failing at budgeting -- and how to fix them.

Wednesday, February 27, 2019

Are electric scooter haters missing a chance to save money?

Are electric scooter haters missing a chance to save money?: By: Philip Reed
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In the rush to demonize electric scooters as dangerous nuisances, perhaps we’re missing an opportunity. Transportation experts say scooters could be part of a solution to relieve urban congestion and address global warming. As well, scooters could help riders save money and arrive at the office without needing to hit the showers.

Tuesday, February 26, 2019

Save More Money By Reducing Your Housing and Transportation Costs

Save More Money By Reducing Your Housing and Transportation Costs: We all would probably like to have a little more cash in the bank. One easy way to do that is to underspend on housing and transportation costs.

Business Insider recently spoke to Tanja Hester, the author of the book “Work Optional: Retire Early the Non-Penny-Pinching Way.” In the book, Hester makes a number of suggestions for how you can save more money without feeling like you’re saving money. One of the easiest, in her opinion, is cutting back on housing and transportation costs.

Monday, February 25, 2019

6 Ways To Save Money When You Live In A City

6 Ways To Save Money When You Live In A City: Water is wet and cities are expensive. Still, one of the best things about living in a city is the convenience of getting many of the things you want or need at nearly all hours of the day.

Rather than giving up the best your city has to offer in order to save money, you can find small places to compromise on everyday expenses.

Sunday, February 24, 2019

Start saving money better | wzzm13.com

Start saving money better | wzzm13.com: America Saves Week encourages you to save, but how do you get started? Saving money isn’t always something that feels easy, especially when you don’t feel like you have enough money to cover all of your bills. But, getting started is the first step to making sure your future is more financially secure.

Saturday, February 23, 2019

High Schools Fail at Teaching Personal Finance, Millennials Say

High Schools Fail at Teaching Personal Finance, Millennials Say: High schools don't teach algebra and geometry because they believe most students will end up in math-driven fields. Rather, those subjects are on the curriculum because they give teenagers different ways to think, and help them develop and hone their problem-solving skills.

Similar arguments can be made for chemistry or other science courses. Only a small fraction of young people will wind up in STEM careers -- they make up about 13% of today's jobs -- and it can be difficult to connect what those courses teach to everyday life. Yet at their core, science classes help students develop an understanding of how the real world works.

Friday, February 22, 2019

Top 6 Things you Need to Know Before Selling your Home | Founder's Guide

Top 6 Things you Need to Know Before Selling your Home | Founder's Guide: Once you are ready to sell your home, there are several important things to keep in mind before proceeding with the sale. One of the most important things to do is to ensure that you make a great first impression. This determines a lot whether buyers will be happy to buy your home or not. Here are the top 6 important things you need to know to prepare your home for the market and before selling it.

Thursday, February 21, 2019

Electric scooters: Could Bird, Lime rentals ease traffic congestion?

Electric scooters: Could Bird, Lime rentals ease traffic congestion?: In the rush to demonize electric scooters as dangerous nuisances, we might be missing an opportunity.

Transportation experts say scooters could be part of a solution to relieve urban congestion and address global warming. Scooters could also help riders save money and arrive at the office without needing to hit the showers.

Wednesday, February 20, 2019

Walmart offering parents chance to save money on baby items in special one-day sale | FOX 4 Kansas City WDAF-TV | News, Weather, Sports

Walmart offering parents chance to save money on baby items in special one-day sale | FOX 4 Kansas City WDAF-TV | News, Weather, Sports: If you have a little one at home or a new little one on the way, Walmart is holding a one-day sale Saturday to help you get ready.

It’s called “Baby Savings Day 2019,” and shoppers can save on items such as car seats, strollers, diapers, pumps and more.

Monday, February 18, 2019

9 ways to save money and stay warm | Inspired Living | omaha.com

9 ways to save money and stay warm | Inspired Living | omaha.com: Instead of shutting the blinds and pulling the curtains closed on south-facing windows, keep them open during daylight hours to get free heat from the sun, the world’s original heat source. At night, keep them shut to keep cold air out.

Sunday, February 17, 2019

7 Personal Finance Lessons Learned in 2018

7 Personal Finance Lessons Learned in 2018: While 2018 is in the past, that doesn’t mean we have to file it away just yet. To grow your money more in 2019, it can help to look back on all the hits and misses of the past year. Here are seven areas in particular to reflect on.

Saturday, February 16, 2019

How to save money: A step-by-step guide for millennials

How to save money: A step-by-step guide for millennials: Put down the latte and listen up: If you're like the millions of Americans living paycheck to paycheck, saving money needs to be on the top of your to-do list. Like, stat.

Understanding personal finance can be intimidating. You know how much money you make and you’re trying to save a little bit here and there, but the reality of mounting student loan bills and other living expenses can weigh heavily on millennials — which is why it’s difficult to think of the bigger picture

Friday, February 15, 2019

What To Do With An Old 401(k)?: 4 Choices To Consider

What To Do With An Old 401(k)?: 4 Choices To Consider: One of the things you have to consider when changing jobs or nearing retirement is what to do with your old workplace savings plan.

The more frequently you’ve changed jobs, the greater the chance that you may still have an old 401(k) with a former employer, maybe even one you forgot about over time. If you suspect you might have a lost 401(k), you can search online for unclaimed retirement benefits. But perhaps the best way to find an old 401(k) is the direct approach—contact the HR department at your former company to see if they can help. If the company was sold or merged, contact the current parent company, as your old 401(k) was likely merged into the new entity’s 401(k) plan.

Thursday, February 14, 2019

Answers to all your questions about how to save money to pay for college - MarketWatch

Answers to all your questions about how to save money to pay for college - MarketWatch: Think the only way you’ll be able to foot your son’s or daughter’s future college bills is by winning the lottery? Think again. While the soaring costs of college can be overwhelming, a bit of careful planning can help you leap over this financial hurdle.

Wednesday, February 13, 2019

BBC - Capital - The fight against compulsive shopping that takes a year

BBC - Capital - The fight against compulsive shopping that takes a year: For years, Hannah Louise Poston had a habit she wanted to kick: shopping for beauty products, clothes and homeware, even if she couldn’t always afford it.

“I didn’t have a completely debilitating shopping addiction,” she says. “[I would charge] $3,000 (£2,332) or $4,000, and then I would panic and find a way to get it back down to zero. But that meant I never had any savings.”

Tuesday, February 12, 2019

Cheap vs Frugal — Would You Do This on Your Valentine's Day Date? [Video]

Cheap vs Frugal — Would You Do This on Your Valentine's Day Date? [Video]: Valentine's Day is that time of year where you get the opportunity to shower someone special in your life with love and appreciation. Regardless of who you're celebrating with, you want to WOW that person without breaking the bank. We played a game to help you figure out what's a cheap idea vs. what's a frugal idea. And trust us, frugal is a lot better than cheap.

Saturday, February 9, 2019

7 Best Finance Apps for Budgeting, Money-Saving, Investments, and More | The Manual

7 Best Finance Apps for Budgeting, Money-Saving, Investments, and More | The Manual: They say money makes the world go round, but trying to manage your finances can also be incredibly stressful. Even when you’re not struggling to make ends meet, keeping track of where your hard-earned cash goes, how much you’re saving, and what you can realistically dedicate to your fun fund can be the source of many a migraine.

Save money and help eliminate food waste with a new app

Save money and help eliminate food waste with a new app: Saving money and eliminating food waste is now as easy as downloading an app on your smart phone.
Grocery shopping / Photo: DoD / Photo: US Air Force / (MGN)

Flashfood is a new app that is designed to help customers save money and grocery stores to eliminate their amount of food waste. The food is either close to their best buy date or the packaging has been slightly damaged so customers may not buy it on the shelves in the aisles.

Friday, February 8, 2019

Eat well and save money by stocking up on these food staples - MarketWatch

Eat well and save money by stocking up on these food staples - MarketWatch: Making more meals at home is a great way to attack two common New Year’s resolutions at once: getting healthier and saving money. But for many of us, that’s easier said than done—especially when we’re too busy to cook or not in the habit of hitting up the grocery store as often as we should for ingredients.

Thursday, February 7, 2019

Fintech Adoption In The US: Neobanks Versus Savings Tools

Fintech Adoption In The US: Neobanks Versus Savings Tools: Q2 and Cornerstone Advisors looked at fintech adoption in the US. Across seven leading US-based Neobanks, Americans have opened about 3.25 million accounts, and hold about $1.68 billion in those accounts--roughly 0.014% of all deposits held in US banks.

Disruption, my foot.

Mega

Wednesday, February 6, 2019

To Save Money On Airfare In 2019, Try These Newsletters

To Save Money On Airfare In 2019, Try These Newsletters: The cost of global airfare is projected to go up 2.6% in 2019, but that doesn't mean that cheap tickets are completely going away – it just means that the best deals are going to be fewer and farther between. The key to snagging that special airfare in 2019 will be in catching it before it expires or inventory is sold out. Luckily, a handful of websites and newsletters have popped up recently to monitor fares and send proactive alerts for when the best fares drop. Together with a few legacy products, the newsletters should have your daily inbox chock full of flight deals.

Tuesday, February 5, 2019

7 Ways to Save Money on Travel

7 Ways to Save Money on Travel: The most common reason people don’t travel is probably the cost. To be more accurate, it’s the perceived cost, because what many people don’t realize is just how affordable travel can be.

If money has been your biggest barrier to going somewhere new, then you’re in luck. I took multiple vacations of almost two weeks each last year, including one overseas trip to Europe, and kept my out-of-pocket costs below $500 per trip. What I’ve found is it’s not that tough to take an affordable trip, provided you know the best ways to save money on travel.

Monday, February 4, 2019

5 mistakes couples make with their money | abc13.com

5 mistakes couples make with their money | abc13.com: Valentine's Day is right around the corner, and experts said one way to make that love last a little longer is by being honest and smart with your finances.

Alex Sutherland, president and investment advisor with LifePlan Group, said there are five big mistakes couples are making when it comes to money.

Sunday, February 3, 2019

Saturday, February 2, 2019

How you can save money on prescription drugs

How you can save money on prescription drugs: At 63-years-old, Belinda Shae Schultz of Cypress is a hardworking mother and grandmother who has Type 1 diabetes and requires regular doses of insulin every day.

“I have to have it. I would end up in intensive care ... I have done that several times when I didn’t take my drug and once I wound up in a coma for a week,” Schultz said.