Monday, December 31, 2018

Millennials look to save money in 2019 [Video]

Millennials look to save money in 2019 [Video]: According to a new study by Principal Financial Group, 94 percent of American millennials plan on making financial resolutions in 2019. They intend on cutting back on dining out, paying off credit card debt, and limit overspending on groceries. Yahoo Finance’s Myles Udland, Heidi Chung, and Zack Guzman break down the details and discuss their financial goals for the new year.

Sunday, December 30, 2018

Make your New Year's Resolution saving money - and stick to it! | 9news.com

Make your New Year's Resolution saving money - and stick to it! | 9news.com: Skeptics say New Year’s Resolutions are ridiculous, but are they? Resolutions are only ridiculous if we’re not making a realistic plan to follow them. As always, saving money tops the list of New Year’s Resolutions in 2019. Our retirement expert Kyle O’Dell is here to help us put our thoughts into actions in the New Year and really stick with our resolutions!

Saturday, December 29, 2018

I’m Kicking These “Money-Saving Strategies” to the Curb

I’m Kicking These “Money-Saving Strategies” to the Curb: Like most people who are divorced, I’m constantly negotiating my budget between celebratory autonomy and common sense, something that is reflected in how I spend money. The purchases I’ve made since leaving my ex include everything from a restorative trip to Tulum to renting a decent apartment where I live alone. But I’m also working on paying off debt I accrued through lawyer fees and from random retail therapy I did when I first moved to Washington, D.C. Sometimes it’s tough for me to be able to identify where I want to indulge in my happiness and where I need to cut back so I can continue making headway on my finances.

Friday, December 28, 2018

Save money with coupons, digital-rebate apps and store loyalty programs | 1808 Greensboro | greensboro.com

Save money with coupons, digital-rebate apps and store loyalty programs | 1808 Greensboro | greensboro.com: I’m a longtime coupon user. Why pay more for an item when you can clip a small coupon and save money in the store?

I do understand that couponing isn’t for everyone. For those who don’t want to use those small scraps of paper to pay significantly less at checkout, there are other ways to still save some money at the grocery store.

Thursday, December 27, 2018

Avoid financial mistakes at the end of holiday shopping | New Pittsburgh Courier

Avoid financial mistakes at the end of holiday shopping | New Pittsburgh Courier: How much did the holidays cost you? This year, the average shopper spent $313.29 in just the five days from Thanksgiving to Cyber Monday. If the high costs of the holidays are already making a dent in your wallet, the Pennsylvania Institute of Certified Public Accountants (PICPA) warns against these last-minute shopping mistakes and making things worse.

Wednesday, December 26, 2018

Save Money By Flying on Mondays Rather Than Sundays

Save Money By Flying on Mondays Rather Than Sundays: If you’re planning a trip for the New Year, you may want to consider flying back home on a Monday rather than a Sunday.

Google recently took a look at historical pricing for airfare and determined that traveling on a Monday can often be up to 31% cheaper than traveling on Sunday from many destinations. So, rather than taking a long weekend that starts on Friday, you might be better served to shift your 3-day weekend trip to Saturday-Monday instead.

Monday, December 24, 2018

Stock market and Steve Mnuchin: Google searches for 'recession' are the highest they’ve been since November 2009 - The Washington Post

Stock market and Steve Mnuchin: Google searches for 'recession' are the highest they’ve been since November 2009 - The Washington Post: Recent market turmoil, driven in part by the chaos in President Trump’s White House, has many analysts wondering whether another recession is on the horizon.

It’s not just the financial pros who are worried: Data from Google shows that searches for “recession” are at their highest level since November 2009, just a few months after the end of the Great Recession.

Google’s data shows the overall volume of searches for a given topic, relative to its peak. In the case of “recession,” searches peaked in January 2008, just after the start of the last recession. If “recession” searches in January 2008 were a 100, searches in December of this year have so far topped out at a 34. That means current interest in “recession” as a topic is about one-third of what it was in January 2008. The last time there were this many searches was in November 2009, which scored a 35.

Friday, December 21, 2018

11 more creative ways to save money - MarketWatch

11 more creative ways to save money - MarketWatch: Whether it’s paying off debt, building an emergency fund or saving for a dream home, every dollar counts. And while tracking our spending, reducing regular expenses and investing wisely are the keys to achieving big goals like these, tacking on a few out-of-the-box savings hacks—like these 11 vouched-for strategies—can help us cross the finish line even faster.

Wednesday, December 19, 2018

Self-made millionaire who retired at 37: 'Quit saving your money' and do this instead

Self-made millionaire who retired at 37: 'Quit saving your money' and do this instead: In 2010, Chris Reining committed to becoming financially independent. He set the goal of building a $1 million portfolio by age 35, cut back on his expenses and started aggressively socking away money. He worked his way up to saving more than half his income, reached the $1 million mark at 35, as planned, and officially retired in 2016 at age 37.

Monday, December 17, 2018

Consumer Reports: Save money on your water bill - WISC

Consumer Reports: Save money on your water bill - WISC: Here’s a quick quiz: What’s the biggest energy expense in your house? If you guessed heating and cooling, you’re right. Here’s good news about the second biggest expense—heating water for laundry,...

Saturday, December 15, 2018

Shopping mistakes that cost you money on clothes - INSIDER

Shopping mistakes that cost you money on clothes - INSIDER: Trying to keep up with the latest fashion trends can be expensive, especially if you simply don't have the time to hunt for a deal. INSIDER spoke with celebrity stylist Ali Levine who shared the most common ways shoppers spend too much money on clothes and ways to save cash while staying on trend.

Friday, December 14, 2018

How to Cancel Subscriptions in Your Phone's Settings Menu | WIRED

How to Cancel Subscriptions in Your Phone's Settings Menu | WIRED: Online shoppers, media consumers, and app lovers are increasingly sucked into the world of recurring payments. On the bright side, subscription services offer convenience. They also establish a relationship between the company making a product and the person buying it; if you’re on the buying side, it means paying only as long as something is valuable to you. Plus, subscriptions often come bundled with perks. (Like, for example, this publication. You should subscribe!)

But they can also add up in a serious way, leaving your wallet lighter each month. Ever signed up for a free trial, then realized you missed the fine print and have been paying a monthly fee for something you don't need or use? I recently discovered, for example, that I was paying $15 per month for HBO through Amazon’s Prime Video channels, even though HBO was already a part of my cable package. How did this happen? I likely opted in as part of the setup process of an Amazon device. Once I poked around in my account settings, I realized I was paying needlessly for other stuff too.

Thursday, December 13, 2018

Several Ways To Save Money On Amazon | wfmynews2.com

Several Ways To Save Money On Amazon | wfmynews2.com: You might be spending your free time shopping online, especially for gifts. Just make sure you're maximizing the benefits.

Two-day shipping on Amazon for example. If you don't need that package right away, consider choosing no-rush shipping. Amazon offers discounts on other products for using that option or even cash back.

Wednesday, December 12, 2018

This may be some of the savviest money-saving advice you’ve never heard - MarketWatch

This may be some of the savviest money-saving advice you’ve never heard - MarketWatch: If you want to spend less, do this: Build a wall.

That is, a virtual wall.

Experts say we often spend because it’s simple to spend — new clothes are just a click away, a latte is right on our way to work, a subscription can be had simply by entering an email address and promising to pay later.

“We are so used to having things easily accessible to us,” says Rosemary Caligiuri, the managing director of United Capital, a wealth management company. “We need to give ourselves less easy access to spending money.”

Tuesday, December 11, 2018

Gifts to buy before and after Christmas to save the most money

Gifts to buy before and after Christmas to save the most money: There’s an easy way to save some money this holiday season, but it all boils down to what you’re buying. If you’re looking to find the best deal, there are certain gifts you should buy before Christmas, and other items to wait on until the New Year.

Let’s start with gifts to buy now.

If you’re in the market for nice jewelry, purchase it now, rather than after the New Year. Retailers jack up the prices in January and February, ahead of Valentine's day so you'll find the best deals before Christmas.

Monday, December 10, 2018

The Holidays Are Almost Here: 7 Ways to Save Money Without Ruining Christmas

The Holidays Are Almost Here: 7 Ways to Save Money Without Ruining Christmas: The holidays may be called the most wonderful time of the year, but it’s not so wonderful to check your credit card bill once January rolls around. All those presents, trips, and events can prove costly, and when Americans add debt over the holidays, the average amount is a whopping $1,054.

One solution is to unleash your inner Grinch and go on a total spending freeze. If you’re looking for something a little less drastic, here’s how you can save money while still having a great time this holiday season.

Sunday, December 9, 2018

Millennials Are Better at Saving Than You May Think

Millennials Are Better at Saving Than You May Think: Millennials have become the generation that older age groups mock. It's a generation stereotyped as not being willing to work happy, happy to waste money on avocado toast, and used to getting at least a ribbon -- if not a trophy -- just for showing up.

Those traits generally don't make people think "fiscal responsibility", so it would be reasonable to think that Millennials aren't saving for their future. Of course, the stereotypes above aren't universal (or even necessarily common), and a new study from YCharts, The Millennial Saving & Investing Habits survey, shows that peoples ages 22-37 aren't the entitled, irresponsible people they're often portrayed as.

Saturday, December 8, 2018

5 Things To Stop Buying to Save Money - SavingAdvice.com Blog

5 Things To Stop Buying to Save Money - SavingAdvice.com Blog: Sure, we all know we spend a little too much on lattes and buying lunch instead of making it and bringing it from home. However, there are probably lots of other things we spend money on that we don’t even realize is a waste.

Friday, December 7, 2018

10 Ways To Save Money On Holiday Travel | Bankrate.com

10 Ways To Save Money On Holiday Travel | Bankrate.com: If you’re planning on visiting with family this year, it’s likely more expensive than a simple trip over the river and through the woods to grandmother’s house. Instead, you’ll have to shell out for airfare, hotel stays, a rental car, and find enough money for gifts and all the holiday trimmings.

Thursday, December 6, 2018

10 Money Saving Travel Apps & Websites For This Holiday Season

10 Money Saving Travel Apps & Websites For This Holiday Season: The holiday season is already upon us. But before you start thinking too much about where the year went, arm your smartphone with the best free money-saving travel apps and websites to get you prepared for your upcoming travel.

Tuesday, December 4, 2018

Burger King debuts McDonald's Whopper deal - Business Insider

Burger King debuts McDonald's Whopper deal - Business Insider: Burger King has a new deal that requires customers to go to McDonald's.

On Tuesday, the fast-food chain announced that it is "turning more than 14,000 McDonald's into Burger King restaurants."

In fact, Burger King is debuting a McDonald's-themed deal. If customers go within 600 feet of a McDonald's location, they can order a Whopper for one cent via the revamped Burger King app. The deal starts Tuesday and runs through December 12.

"If a guest is inside one of these geofenced areas and has the new BK App on their device, the app will unlock the Whopper sandwich for a penny promotion," Burger King said in a press release. "Once the 1¢ Whopper sandwich order is placed, the user will be 'detoured' away from McDonald's, as the app navigates them to the nearest Burger King restaurant for pick up."

Monday, December 3, 2018

Winterized homes cut pollution, save money, experts say | KSL.com

Winterized homes cut pollution, save money, experts say | KSL.com: As Utah’s winter pollution intensifies, there are simple and cheap things Utahns can do inside their homes to cut down on personal emissions and trim energy bills at the same time.

The Utah Department of Environmental Quality shared seven tips to help weatherize your home for winter and choose clean air.

Sunday, December 2, 2018

Taxes: How to save money for 2018 after changes in law

Taxes: How to save money for 2018 after changes in law: You're going to hear more about "bunching" as a tax strategy. The idea here is to incur more deductible expenses in one year then skip them the next, or vice versa.

The strategy makes sense if you wouldn't normally have quite enough deductions to itemize every year, now that the standard deduction has nearly doubled as a result of tax reform.

Saturday, December 1, 2018

Carolyn Hax: Trip with frugal in-laws threatens to be tour of takeout, Motel 6 | oregonlive.com

Carolyn Hax: Trip with frugal in-laws threatens to be tour of takeout, Motel 6 | oregonlive.com: My husband and I will be taking a three-day trip with our two children, which we never do. We asked his sister and her family if they wanted to meet us for the trip. She agreed but now is worried about money. My family wants to stay in a decent hotel, dine out, and enjoy local attractions ... nothing extravagant. She prefers to pack sandwiches and wants a cheap motel.