Friday, November 30, 2018

Save Money on Holiday Travel and Fly on These Days

Save Money on Holiday Travel and Fly on These Days: This article originally appeared on GOBankingRates.com: Save Money on Holiday Travel and Fly on These Days

With high demand driving up airline ticket prices, holiday travel can be pricey. But you can still save money even if you put off booking your flight until the last minute. According to data compiled by airline ticket shopping portal CheapAir.com, your departure and return dates have a significant impact on the price you pay for your tickets.

Planning your trip around cheaper travel days can help make up for booking late, especially if you have rewards from a travel credit card that can drive your ticket price down even more. If you’re planning last-minute holiday travel, click through to learn when exactly is the best time to fly to save money.

Thursday, November 29, 2018

How Much Money Should You Be Saving Each Month?

How Much Money Should You Be Saving Each Month?: How much money are you saving each month? If you're like most Americans, the answer is probably “not enough.” Recent surveys found around 65% of Americans are saving 10% of their income or less -- which explains the frightening statistics on retirement savings.

The reality is, you need to save a substantial amount of money to accomplish all your financial goals. Of course, figuring out exactly how much to save is complicated. This guide will help you decide how much cash to set aside to check the must-do money items off your list.

‘Opportunity fund’ managers favor urban areas, commercial real estate - MarketWatch

‘Opportunity fund’ managers favor urban areas, commercial real estate - MarketWatch: Commercial real estate in large urban areas will be the big winner from the tax scheme aimed at boosting investment in needy areas, according to an analysis released in November.

But who most benefits from commercial real estate deals remains up for debate.

Fund managers raising capital through the Opportunity Zone incentive programs are most focused on commercial real estate and multifamily housing, primarily in the Northeastern U.S., the National Council of State Housing Agencies said.

NCSHA reviewed public information on 34 such “Opportunity Funds,” and found that commercial real estate is the investment focus of 24 of them. Multi-family residential development is the focus of 23.

Wednesday, November 28, 2018

6 Shopping Hacks That Will Save You Money

6 Shopping Hacks That Will Save You Money: Most of us love shopping -- but not the bills that go along with it. Whether you're buying necessities or luxury items, you want the cost of your goods to be as low as possible without compromising quality. Fortunately, there are plenty of ways that you can reduce your spending while still buying the stuff you need. In fact, by following these six shopping hacks, you may be able to save thousands.

Monday, November 26, 2018

Why your past prevents you from saving money

Why your past prevents you from saving money: If so, these thoughts are holding you back from saving.

You wish you could go back in time to avoid your financial downfalls. But dwelling over your past will only rob you from your future. Instead, reflect on your mistakes and ask yourself what lessons you can learn from them.

It wasn’t easy for me to accept that I had accumulated thousands of dollars in credit card debt. Once I did, I started heading in the right direction. Embrace your past failures and use them as an opportunity to set new financial goals.

Sunday, November 25, 2018

Saving Money at the Big Red Wagon | cleveland.com

Saving Money at the Big Red Wagon | cleveland.com: Looking for a way to save some cash for your family? Moms, dads, and grandparents need to know about The Big Red Wagon.

Based in Medina County, The Big Red Wagon is a large consignment-style garage sale that has many things for sale. Everything from baby clothes to teen outfits, toys, kids furniture, and much more is available. It is also completely free to shop. This kids' resale is also a great way to make some extra money by selling items your children outgrow.

Saturday, November 24, 2018

Saving money on Black Friday? Pay it forward to end poverty on Giving Tuesday | Commentary | Dallas News

Saving money on Black Friday? Pay it forward to end poverty on Giving Tuesday | Commentary | Dallas News: Dallas has one of the highest poverty rates in the country, with 1 in 4 households making less than $25,000 per year. And yet last year on Black Friday weekend, the average American spent $335 on purchases like computers, toys and televisions. That's a fortune when you consider that hundreds of thousands of people across the country are surviving on only $2 a day.

Friday, November 23, 2018

Deals lure U.S. Black Friday shoppers, biggest sales gains online | Reuters

Deals lure U.S. Black Friday shoppers, biggest sales gains online | Reuters: U.S. shoppers formed long lines at store checkout counters on Black Friday to snap up deep discounts on clothing and electronics, offering evidence that a healthy economy and rising wages are translating into stronger consumer spending at the start of retailers’ make-or-break holiday season.

Wednesday, November 21, 2018

How a Maze of Mysterious Apps Tricked Me Into Saving  Money

How a Maze of Mysterious Apps Tricked Me Into Saving  Money: I don’t really remember how I first heard about the digital robot that would save money for me automatically, but the idea sounded so perfect I signed up immediately. At the time, about five years ago, it was a text message-based service that would watch how I spent money. When the time seemed right, a small sum of money would be spirited away and stashed in a savings account. This simple service eventually turned into an app, and over the years, more apps like it started to appear. I downloaded as many as I could. I got greedy about saving money effortlessly.

Monday, November 19, 2018

Black Friday deals: Tips to save money on holiday shopping

Black Friday deals: Tips to save money on holiday shopping: It’s officially the start of the holiday shopping season. So should you wait until Black Friday to buy those items you’ve been eyeing? NBC’s Jo Ling Kent reports on the best time to buy favorites like toys, the latest Apple products and clothes, plus a genius trick that could help you save on online shopping.

Sunday, November 18, 2018

Tips for saving money on breakfast - INSIDER

Tips for saving money on breakfast - INSIDER: Breakfast may be the most important meal of the day, but it certainly shouldn't be the most expensive. Because breakfast is often rushed, plenty of convenience items exist to help you get out the door in the morning, but you're paying for that luxury in ways that you can easily save money on.

Saturday, November 17, 2018

Eating out is expensive but cooking at home isn't as easy as you think

Eating out is expensive but cooking at home isn't as easy as you think: You need to reveal a hidden expense that can easily be stopped. That expense is eating out. All over America, at every income level, people who shouldn’t eat out are. Cooking at home every day, three times per day, is a lost art. Bring bagged lunches to work and school. No more swinging by restaurants to pick up carry-out on the way home.

Friday, November 16, 2018

Health savings accounts: Why they're hidden retirement aids

Health savings accounts: Why they're hidden retirement aids: What does health care have to do with retirement? Plenty, and there's an investment vehicle out there that can help with it.

Health savings accounts could be an important option, though most people aren't thinking of them for retirement. As their name implies, these vehicles are designed to help Americans stash away cash for medical expenditures. Most people use them for near-term costs, while still employed. But medical bills also accumulate in retirement, and the money that builds up can be used to meet such costs, very efficiently.

Thursday, November 15, 2018

How To Save On A Budget | Bankrate

How To Save On A Budget | Bankrate: Budgeting is a way to plan your income and expenses over a period of time so that you can do your best to save or achieve some other goal.

If you’re currently not having success saving money, it’s time to reset your strategy.

Wednesday, November 14, 2018

Tips to save money and stay warm at home this winter | ksdk.com

Tips to save money and stay warm at home this winter | ksdk.com: It might still be fall, but it sure feels like winter outside. Temperatures were in the teens in some places Wednesday morning.

November 14 marks Missouri Winter Weather Preparedness Day. 5 On Your Side gathered some tips to help you get ready for snow, ice and potentially dangerous cold temperatures this season.

Tuesday, November 13, 2018

5 Tricks to Actually Saving Money -- The Motley Fool

5 Tricks to Actually Saving Money -- The Motley Fool: You could save money by eating only cat food or performing your own dental surgery, but you probably should not try either of those. It's also possible to save money by giving up things you love, and, generally, that's not a best practice either.

Instead, saving money involves making sensible cuts, understanding your spending, and becoming more mindful of your money. You don't have to sacrifice everything you love or start cutting your own hair. There's a reasonable middle for everyone.

Monday, November 12, 2018

5 Tips to save money this Thanksgiving | ksdk.com

5 Tips to save money this Thanksgiving | ksdk.com: Thanksgiving is a time to relax and enjoy a nice dinner with your loved ones. You don’t want to spend it stressing over the Thanksgiving budget; you want to spend it having an enjoyable day with friends and relatives, and relaxing on the couch with a tryptophan-induced nap.

Sunday, November 11, 2018

Do This to Save Money While Online Shopping | wfmynews2.com

Do This to Save Money While Online Shopping | wfmynews2.com: The next time you find something you really want to buy online, add it to your cart and then close out the browser.

Stores don’t like losing your business, so sometimes, if they see you walk away mid purchase, they'll send you a discount in an e-mail. Coupons which you can often use on top of other deals like Black Friday.

Saturday, November 10, 2018

How to Save Money on Groceries During the Holidays

How to Save Money on Groceries During the Holidays: The holidays are a time for friends, family, and food. The only thing is, buying food for a large family gathering can be hard on your wallet. How can you feed your loved ones for the holiday without going broke? We’ve got some money-saving holiday tips for you. Here’s how to save money on groceries during the holidays.

Friday, November 9, 2018

Save money this winter with DIY weatherization tips

Save money this winter with DIY weatherization tips: Becky Kalish and Natasha Nurjadin, from the Center for EcoTechnology, gave us quick DIY projects to help us save on heating this winter.

Thursday, November 8, 2018

Save Money On Black Friday: Shopping Tips & Strategies

Save Money On Black Friday: Shopping Tips & Strategies: Black Friday is almost here! It might be too early to start listening to holiday music, but it is definitely not too early to start planning your Black Friday purchases. More importantly, planning how you'll get the best discount and save the most money during the craziest shopping time of the year.

Wednesday, November 7, 2018

You Could Get Free Money to Save for Retirement -- Seriously -- The Motley Fool

You Could Get Free Money to Save for Retirement -- Seriously -- The Motley Fool: There's a little-known tax credit that gives low- to middle-income Americans free money for their retirement savings.

Many American workers are familiar with some of the tax benefits of retirement savings, such as the fact that their 401(k) contributions aren't included in their taxable income. Others know that they can get a deduction for traditional IRA contributions, or that they don't have to pay tax on the dividends received in their retirement accounts each year.

Tuesday, November 6, 2018

Small Ways To Save Money This Month! | Toby + Chilli Mornings | 97.1 WASH-FM

Small Ways To Save Money This Month! | Toby + Chilli Mornings | 97.1 WASH-FM: Now that Halloween is behind us, it’s time to face reality: the holidays are coming and they’ll be soon. So in case no one told your wallet, it’s time to save any way you can so you can cover it all this holiday season. Where to begin? These tips can help you be thrifty this month.

Monday, November 5, 2018

Frugal Traveler: In Boulder, Colo., Back to Nature at Very High Altitudes - News - Anygator.com

Frugal Traveler: In Boulder, Colo., Back to Nature at Very High Altitudes - News - Anygator.com: he city can be pricey, but there are exceptional hiking and outdoor activities, and some of the finest national parks in the country not far away.

How frugal saver gave up luxuries to save for her one-bedroom flat - NZ Herald

How frugal saver gave up luxuries to save for her one-bedroom flat - NZ Herald: A frugal saver in her 20s has revealed how she managed to save thousands of pounds for a deposit for a flat in north London.

Maria Bagalexis scrimped and saved £30,000 (NZD$58,500) over five years to be able to afford the keys to her one-bedroom flat, reports The Daily Mail.

Sunday, November 4, 2018

Frugal saver gave up new clothes, gym membership and takeaway coffee to bank £30,000 for London flat | Daily Mail Online

Frugal saver gave up new clothes, gym membership and takeaway coffee to bank £30,000 for London flat | Daily Mail Online: She used extreme money-pinching tactics to cut back on every expense and lived on only the basic essentials for 12 months - but says it was worth saving every penny to gain her own independence.

The keen saver was able to stop spending money on going out with friends at the weekend by working extra hours.

Saturday, November 3, 2018

How to Save Money While Teaching Abroad – The FundMyTravel Blog

How to Save Money While Teaching Abroad – The FundMyTravel Blog: Travel is by far one of the best ways to get in touch with not only yourself, but the world at large. As we all know, however, funding that travel can be incredibly challenging, especially if you have any significant amount of debt to contend with. Luckily, there are ways to get around figuring out how to travel the world with no money, like travel grants, volunteering with international aid organizations, or teaching English as a second language abroad.