The best cash back credit cards

The best cash back credit cards: Cash back credit cards, if paid off in full each month, can net you hundreds of dollars a year. But with so many options, from one-time bonuses to quarterly rewards, it's easy to get overwhelmed.

To Save Money, Revive the Frugal Ways of Your College Days - SFGate

To Save Money, Revive the Frugal Ways of Your College Days - SFGate: While pinching pennies as a 20- or 30-something, maybe it hit you: You could save a lot by returning to that frugal student lifestyle. When you look at old bank statements from those school years, you might marvel at how little was spent on, well, everything.

But you don’t have to return to dorm life to save money. Just tackling your financial goals with a scrappy college student mindset may be enough.

SoFi and Robinhood: How to save money - Business Insider

SoFi and Robinhood: How to save money - Business Insider: Personal finance apps have gained traction with customers — especially millennials — thanks to the ease with which they let users sock money away, save towards big goals, and make big purchases more possible.

Sharia accounts offer some of the best savings rates in the UK | This is Money

Sharia accounts offer some of the best savings rates in the UK | This is Money: e-mail
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This week saw challenger bank Gatehouse launch the first one-year savings rate to hit 2 per cent in more than 12 months.�

The bank is Sharia-compliant and is one of a growing number of Sharia banks rising up�This is Money's independent best buy savings tables.��

Among these accounts are many names you'll recognise; and some you won't.

Lloyds, United National Bank, Al Rayan Bank, BLME and Gatehouse are just a few of the banks offering some or solely Sharia-compliant savings accounts in the UK.

But while most of us are aware of Sharia accounts, few are clear on exactly how they work and what they offer.

5 Things Never to Do With Your 401(k)

5 Things Never to Do With Your 401(k): f you're lucky enough to have a 401(k), it really pays to the make the most of that plan. That's because the money you save today could set the stage for a financially stable future. That said, there are certain 401(k) moves that could easily derail your retirement savings efforts and hurt you financially. Here are a few things you should never do with regard to your 401(k).

Retirement: 3 steps to overcome a 401(k) savings shortfall

Retirement: 3 steps to overcome a 401(k) savings shortfall: Are you saving enough for retirement? Fidelity’s tally of 401(k) millionaires just hit an all-time high. Yet the Economic Policy Institute warns the median retirement savings for families with wage-earners aged 44 to�49 is just $6,200. If that low number sounds more like you than Fidelity’s eye-popping savers, keep your chin up. It’s never too late to start putting aside money.

The older and poorer you are, the more folks will tell you the road is hard. Maybe the naysayers have you convinced saving is futile. But while it might be more challenging, if you save and invest well, using a 401(k) or IRA, you can still build a retirement nest egg.�

Good luck finding a home in these 15 N.J. real estate markets | NJ.com

Good luck finding a home in these 15 N.J. real estate markets | NJ.com: Housing inventory in New Jersey dropped 11 percent between March 2017 and March 2018, according to data from Zillow. Even as prices rise slowly or remain stagnant statewide, residents are snapping up available housing, lowering the average time on the market and signaling potential price rises ahead.

"Houses here are selling much quicker than usual," said Dominie Healey, a booker associate for Vikki Healey Realtors in Hackensack. "It's coming onto the radar as a nice place to live, and there's the anticipation of development coming in the future."

But she agrees that inventory is "down all over." She's also noticed investors taking a more aggressive stance in the market.

7 travel hacks only the pros know to save time and money | Komando.com

7 travel hacks only the pros know to save time and money | Komando.com: Your dream vacation doesn’t have to just live in the realm of fantasy. With smart planning, you can make that trip to Paris, a week at the beach in Brazil or an adventure in Costa Rica happen for real.

Smart travelers know the importance of saving both money and time. You can pull together a fabulous weekend getaway or the vacation of a lifetime and keep it all within a reasonable budget if you know where and how to shop. Sometimes you need to look outside the travel box and explore beyond hotels or hit the pavement and enjoy a low-cost walking tour.

How much money have America’s 30-somethings actually saved? Finally, they speak - MarketWatch

How much money have America’s 30-somethings actually saved? Finally, they speak - MarketWatch: Will you ever be able to stop working? These 30-somethings are planning ahead.

Twitter TWTR, 0.63% �blew up last week after MarketWatch posted a story about saving for retirement in your 30s. The piece cited a Fidelity Investments study, which suggested Americans save twice their annual salary for retirement by the age of 35, a figure that would — if continually contributed to — make up 45% of that individual’s income in retirement.

Older millennials criticized the guidance, saying it was impossible for most people to do. Some said saving anything for retirement was a struggle.

How to save money on your mortgage

How to save money on your mortgage: When your mortgage eats up too much of your budget, it can affect your long-term financial security by limiting your ability to save for retirement, pay down debt or

Despite higher gas prices, a good economy prompts near-record Memorial Day weekend travel | Local News | theindependent.com

Despite higher gas prices, a good economy prompts near-record Memorial Day weekend travel | Local News | theindependent.com

Why I'm off to San Fransisco next weekend.... - The Diary of a Frugal Family

Why I'm off to San Fransisco next weekend.... - The Diary of a Frugal Family: The more I thought about it though, the more I realised that it wasn’t going to be possible for me seeing as I live on the other side of the world.� I knew that the long journey would be pretty expensive and would be a good 15 hours travel time each way (minimum).

And it wasn’t just the cost I was worried about, I had lots of other things on my mind that were putting me off going – the main ones being that I’d be travelling�on my own and would have to leave Mr Frugal and the kids to fend for themselves for longer than I have before.

In my head, there were so many reasons not to go and only one reason to actually do it.� That should have made the decision simple but it didn’t at all because the one reason that I had to go kept coming back to me and it overshadowed all of the reasons that I had not to go.

Diesel's last gasp? Don't believe it

Diesel's last gasp? Don't believe it: Are diesels on their last legs? Consumers would be forgiven for thinking so, given the impact of Volkswagen Group’s notorious diesel emissions cheating scandal.

After being caught using software to reduce emissions illegally, VW Group has decided to stop selling diesel models from its VW, Audi and Porsche brands in the U.S.

Survey: 1 In 4 Americans Can't Afford A Summer Vacation | Bankrate.com

Survey: 1 In 4 Americans Can't Afford A Summer Vacation | Bankrate.com: You were hoping to spend the summer backpacking across Europe, exploring the Mayan ruins or relaxing on the beach in Aruba. There’s just one small problem: You don’t have enough savings.

How much are you willing to pay for a convenient flight?

How much are you willing to pay for a convenient flight?: We all love convenience. This is particularly true when it comes to air travel, because no one wants to sit in one of those sardine cans a moment longer than they have to. But what if it was a lot cheaper to stay on a plane an extra hour or two or five?

How to Make Money Traveling as a Freelance Writer

How to Make Money Traveling as a Freelance Writer: Do you have a knack for communication and a desire to see more of the world? If you do, running your business from the road so that you can make money traveling as a freelance writer might just be your dream job.

How to Save Money on Lawn Care (Do it Yourself Tips) | Frugal Tips | Three Thrifty Guys

How to Save Money on Lawn Care (Do it Yourself Tips) | Frugal Tips | Three Thrifty Guys: In a bad economy it’s always hard to save money on lawn care, and at the same time you don’t want your lawn to look like a jungle. If you live a suburban lifestyle as well you don’t want your lawn to be the talk of the neighborhood. Since going from being raised on a farm to living in town I’ve realized that taking care of my lawn can be quite costly. From the help of a former co-worker, using online guides from the University of Nebraska Agronomy and Horticulture, and through trial and error I’ve come up with a few tips to help save me money.

Don't wait for a unicorn: Investing in low-carbon tech now will save money | EurekAlert! Science News

Don't wait for a unicorn: Investing in low-carbon tech now will save money | EurekAlert! Science News: �E-MAIL
Waiting for a 'unicorn technology' that provides green energy at low cost could be more expensive than adopting low-carbon energy technologies now.

Researchers from Imperial College London say if Britain invested more in today's low-carbon energy technologies, it would save more money in the long term than waiting for a mythical future technology that may never materialise.

Waiting for a 'unicorn technology' that provides green energy at low cost could be more expensive than adopting low-carbon energy technologies now.

Researchers from Imperial College London say if Britain invested more in today's low-carbon energy technologies, it would save more money in the long term than waiting for a mythical future technology that may never materialise.

Financial Independence: How a Couple Saved $1 Million | Money

Financial Independence: How a Couple Saved $1 Million | Money: Convenience drives American cuisine, and from her kitchen in Richmond, Va., Laura Barrett has put her own, more economical spin on the concept.

Every couple of months, the stay-at-home mom spends two to three hours breading and frying chicken cutlets. It’s an upfront effort, yes, but one that makes life more convenient later on, as the family has a ready source of protein to build quick meals around for weeks to come.

Oregon College Savings Plan promotes new accounts with free money;

Oregon College Savings Plan promotes new accounts with free money;: The Oregon College Savings Plan is offering free money to families trying to save for higher education.

The Oregon plan said it will award five prizes of $529, each in the form of an account, in recognition of national 529 College Savings Day on May 29.

Ottman: Some advice about traveling | Columns | trib.com

Ottman: Some advice about traveling | Columns | trib.com

Skip These Items At The Store & Save Money

Skip These Items At The Store & Save Money: Essential tips on saving money at the store

How to save money in 2018: Stop wasting money on these 5 things.

How to save money in 2018: Stop wasting money on these 5 things.: �

I have a friend – let’s call her Gabby – who is exceptionally bad with money.

She was out shopping one day, and she literally did not have the $15 she needed to pay for her parking. It turned into a big drama, which ultimately ended with her being banned from parking her car at the shopping centre ever again by security.

As she was telling me this story, I could feel myself getting panicked. How does something like that even happen?

7 simple ways to save money this year

7 simple ways to save money this year

Three apps to save you money - MoneyWeek

Three apps to save you money - MoneyWeek: If you want to build up your savings, then there are plenty of smartphone apps that promise to help you do it without disrupting your life too much. Just make sure you know what you’re signing up to before you download them.

Frugal Home Decor Ideas | House & Home | Adventures of Frugal Mom

Frugal Home Decor Ideas | House & Home | Adventures of Frugal Mom: You are here: Home / House and Home / 8 Easy Frugal Home Decor Ideas
8 Easy Frugal Home Decor Ideas
May 16, 2018 Leave a Comment

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Welcome friends! I am so glad to have you visiting today. This blog is filled with lots of ideas for a growing family. Sometimes I post affiliate links and, should you purchase any of the products I highlight by clicking through the links, you will be helping me to continue to create fantastic posts and helping to feed my Starbucks addiction. You can read my disclosure policy here.




Imagination is the key to a beautifully decorated home! Seriously, money can�t buy you originality or taste. So, instead of complaining about the lack of money for furniture, start expressing your creativity!

Powering Paradise Advises on Solar, Backup Power Systems | Homes & Lifestyle - Noozhawk.com

Powering Paradise Advises on Solar, Backup Power Systems | Homes & Lifestyle - Noozhawk.com: Home and business owners in the Tri-Counties who are seeking to lower their electric bills, go solar and/or have a reliable backup power source in case of an electricity blackout or power emergency can get assistance from the Santa Barbara-based Powering Paradise program.

6 Ways to Fool-Proof Your Finances and Make Sure You’re Saving Money Every Month - Vogue

6 Ways to Fool-Proof Your Finances and Make Sure You’re Saving Money Every Month - Vogue: In addition to being an entrepreneur and an angel investor, I’m a Certified Financial Planner, which means people ask me a lot how I handle my own finances.

I have a system, of course, and most of my bills and deposits are automated so that I’m sure I never miss a payment. But fool-proofing is a bigger commitment than just setting and forgetting your finances. While I believe that it’s critical to automate, that does not mean ignoring your bills and paychecks. I don’t want anyone overpaying or leaving money on the table because of simple errors.

Is your pharmacist under a drug price 'gag rule' from benefit managers? | WRAL TechWire

Is your pharmacist under a drug price 'gag rule' from benefit managers? | WRAL TechWire: Independent pharmacist Ira Katz has been serving the eclectic community of Little Five Points in Atlanta for 37 years. But it wasn’t until Georgia passed a law last year banning “gag rules” that Katz could legally tell his patients they might save big bucks on their prescriptions if they paid cash or used a lower-priced generic.

Business Sense: A tale of two IRAs — tradtional or Roth?

Business Sense: A tale of two IRAs — tradtional or Roth?: Many people find retirement planning to be complicated and confusing. There are so many options to consider! Add taxes into the mix, and you could really do yourself a disservice by making the wrong decision. An area where a number of our clients need clarity involves investing in an IRA. But what kind of IRA? Traditional, or Roth? Both have a number of similarities: you have to qualify to invest, penalties might occur if you take money out too soon, and there is a maximum that you can contribute every year. But there are some differences that really are significant

Dogs Trained to Smell Low Blood Sugar Levels May Save Lives

Dogs Trained to Smell Low Blood Sugar Levels May Save Lives: Dogs can be trained to use their sense of smell to recognize illegal drugs and explosives. So Mark Ruefenacht wondered if the animals also could recognize changes in the blood sugar level of people with diabetes.

Ruenfenacht has had the disease for much of his life. In 1999, he almost died while training a young dog to be a guide dog for the blind. Without any warning, his blood sugar suddenly dropped to a dangerously low level.

For me, every day is a celebration of Mother's Day - News - Gaston Gazette - Gastonia, NC

For me, every day is a celebration of Mother's Day - News - Gaston Gazette - Gastonia, NC: Among the most precious of my possessions is my dad’s Bible. It rests upon the top of an old wooden desk, which was also his, in my home office.

The Bible was presented to the Old Man in the 1970s by the pupils in his Sunday School class at Drexel’s First Baptist Church, and it was seldom far from his side until his death in 1987.

How to Afford Your Dream Trip ASAP, According to Experts | Travel Leisure

How to Afford Your Dream Trip ASAP, According to Experts | Travel Leisure: No matter where you go, traveling can take a huge toll on your bank account — which is why planning and saving up is a must. While that may seem like a challenge, it can be�easier than you think.

6 IDEAL LIFESTYLE CHANGES WHICH COULD HELP YOU SAVE MONEY - Ideal Magazine

6 IDEAL LIFESTYLE CHANGES WHICH COULD HELP YOU SAVE MONEY - Ideal Magazine: Yep, we know what you’re thinking. Another�article about the accumulative cost of your coffee habit.�Another�damn piece imploring me to cut down on the avocado. And sure, those changes might put place a few extra coppers in the piggy bank, but we’re here to look at the bigger picture; the subtle habitual shifts which could change your spending patterns and bring about real, positive change to your bank balance. So, whether you’re saving up for a big lifestyle change or simply like to think savvy with your spending, here are 6 IDEAL lifestyle changes which could help you save money.

No, an allowance does not teach your children how to manage money - The Washington Post

No, an allowance does not teach your children how to manage money - The Washington Post: I went to live with my maternal grandmother, Big Mama, when I was 4. At 4, I stepped into her financial class.

“Big Mama, can we go to McDonald’s?”

How To Save Money On Train Fares

How To Save Money On Train Fares: Surely everyone in the UK who’s commuted by train has wondered how they can save money on train fares. Train ticket prices are never far from the news headlines for the very valid reason that they’re shockingly expensive!

Cheap Zion Vacation: Ways to Save Money On National Park Trips

Cheap Zion Vacation: Ways to Save Money On National Park Trips: Back in the early days when our nation’s national park system was in its infancy, there were no fees associated with gaining access to these treasured locations. As the overall population has increased throughout the years and the demand to see Zion and the other national parks has skyrocketed, it was quickly realized that significant funding was required to maintain and protect the parks in addition to providing income to park rangers. This responsibility has since been structured to be shared both federally and publicly, hence the implementation of park fees. These fees offer all those who share the fascination of these incredible places to participate in their preservation. Even though an entrance fee is respectably necessary to national park vacations, there are many ways that, if you wish to make a special effort to create a cheap Zion vacation or trip to any national park, it can be effectively accomplished. Consider the following suggestions.

Clark’s road trip hack: Why renting a car could be smarter than drivin | Atlanta: News, Weather and Traffic

Clark’s road trip hack: Why renting a car could be smarter than drivin | Atlanta: News, Weather and Traffic: One of the enduring questions of travel season is how can you save money and still have a great time? Perhaps you’ve cut your trip a day or two short for money reasons. You may have even foregone buying plane tickets and opted to drive to your destination to cut costs.

One thing to keep in mind is that if you choose to drive rather than fly, you will typically add a day or two to your trip for road travel. You might also be thinking about driving your own vehicle to keep expenses low – but hold it right there!

How I organize my week! — Frugal Debt Free Life

How I organize my week! — Frugal Debt Free Life: I don't know about your house, but things can get a little hectic around here... fast. Between working, homeschooling, raising three kids and just general life, if I'm not on top of my game the crazy train goes off the rails.�

Things Rich People Never Waste Their Money On | Reader's Digest

Things Rich People Never Waste Their Money On | Reader's Digest: Wealthy people can buy anything and everything they want, right? While that might be true, it doesn't mean the rich are out there dropping dollar bills left and right. In fact, they can be quite frugal. These are some of the things they never buy.

Common financial mistakes made by graduates | Life | the-standard.org

Common financial mistakes made by graduates | Life | the-standard.org: Graduates talk about their financial choices after graduating from Missouri State.

There are lots of mistakes that can be made during and after college — poor money management being one of them.

Women don’t view men with flashy cars and bling as serious husband material - MarketWatch

Women don’t view men with flashy cars and bling as serious husband material - MarketWatch: Flashy men are not fooling anyone. Least of all, women.

Men who drive fast cars and like to live large are regarded as being more interested in short-term hook-ups or affairs than marriage. That’s according to a study by Daniel Kruger, a faculty associate at the University of Michigan and Jessica Kruger, a clinical assistant professor at the University at Buffalo in New York, and published in the academic journal Evolutionary Psychological Science.

Dumpster diving in full swing as cost of living pinches Queenslanders looking for a meal | ABC Radio Australia

Dumpster diving in full swing as cost of living pinches Queenslanders looking for a meal | ABC Radio Australia: As cost of living pressures continue to pinch Australians, those fed up with food waste might be looking for lunch from a dumpster near you.

Marriage. Sometimes merry, sometimes not - Portsmouth Daily Times

Marriage. Sometimes merry, sometimes not - Portsmouth Daily Times: And they lived “happily ever after.”

Many people in the U.S. believe in love and matrimony. But, marriage takes consistent effort and time to weather the ups and downs.

According to a 2013 Pew Research Center survey, 88 percent of Americans cited love as the main reason to marry, with making a lifelong commitment and companionship, respectively.

What are top issues that may cause conflict in marriages?

Living In Brooklyn NY On A $17k Salary

Living In Brooklyn NY On A $17k Salary: Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking millennials how they spend their hard-earned money during a seven-day period — and we're tracking every last dollar.
Today: an AmeriCorps member working in nonprofit education who makes $17,700 per year and spends some of her paycheck this week on Narragansett beer.

Savvy Shopper: Tips to reduce your electric bill this summer

Savvy Shopper: Tips to reduce your electric bill this summer: Ceiling fans

If you do not already have ceiling fans, consider installing a few. They can easily cool your room by 5 degrees. They will help circulate the air and disperse that cool air throughout the room. They use minimal energy and offer a great payout when it comes to cooling your home. If you do have ceiling fans, have different rotation options on the blades. Do counter-clockwise for spring and summer; it will force the air down to help cool the home. In the winter, change the rotation to reverse, which will pull the air up, and disperse the heat out.

Data usage, insurance and family plans? Tips on saving on your cellphone bill - ABC News

Data usage, insurance and family plans? Tips on saving on your cellphone bill - ABC News: With T-Mobile and Sprint opting to merge and promising lower prices, wireless wars are starting to heat up -- but consumers don't have to wait to start saving on their wireless bills, according to experts.

On Sunday, the two titans reached a $26.5 billion merger agreement to take on rivals Verizon and AT&T, touting lower costs and benefits for small businesses. The deal still needs regulatory approval.

How to save money at the pump as gas prices soar - WISH

How to save money at the pump as gas prices soar - WISH: If you're filling up your gas tank often, it may end up emptying your wallet. That's because gas�prices are at a three-year high, and experts predict rates will get worse this summer.�� ��

From this time last year to this year in Indiana, AAA reported gas is up about 70 cents per gallon. �� �� ��

And a new GasBuddy study reported prices�could go higher than $3 a gallon.�� ��

New college graduates need to start saving right away | KOMO

New college graduates need to start saving right away | KOMO: Whether by choice or necessity, Americans have been staying in the workforce longer. For the past 20 years or so, changes in Social Security benefits and the overall economy have forced or encouraged people to retire later.

Graduates of the Class of 2018 may have to delay retirement even longer, according to a new report from NerdWallet. The report concludes that this year’s college graduates

could “comfortably retire” by the age of 72, with careful budgeting and relatively modest retirement savings.

10 Things You Should Buy in Bulk to Save Money

10 Things You Should Buy in Bulk to Save Money: Do you like to save money? Of course you do, especially if you live in one of the most expensive cities in the USA. No matter how much you may have, it always feels good to “win” – to buy something on sale, to get a good deal, or better yet, a BOGO: Buy One, Get One.

Wallet Wednesday: Saving money without using coupons

Wallet Wednesday: Saving money without using coupons: Smart Cents Mom, Ashleigh Allman, took us shopping to show us how to save.

"I'm always trying something new," she said.

For Allman, she's found a way to make it easy without using a single coupon.

"One of the easiest ways is to make a meal plan ahead of time and make a list," she said.

"That way you're using things that are in your pantry or in your fridge and that way you can come to the store and you're not adding extra stuff."

As oil prices increase, some tips to save on gas | Don't Miss This | newsandtribune.com

As oil prices increase, some tips to save on gas | Don't Miss This | newsandtribune.com: Summer’s almost here, and for many Americans that means travel. And travel means shelling out for gas, which these days can be painful.

The daily national average for regular gasoline is $2.81 per gallon, up from around $2.39 per gallon last year. Crude oil prices are at a three-year high and are expected to go higher, increasing the cost for gasoline.

I’m an unemployed widow, but I saved $600,000 — what should I do with it? - MarketWatch

I’m an unemployed widow, but I saved $600,000 — what should I do with it? - MarketWatch: am a widow who is 63 years old. I receive $2,115 per month in Social Security and $533 per month for a pension. I have $600,000 saved. I have not been able to find work in the past five years so I am looking at the money I have as the best case scenario. I rent, but it is getting quite expensive.

Self-employed workers tend to be savvy with money

Self-employed workers tend to be savvy with money: Being your own boss can deliver benefits well-known by many self-employed workers: Flexibility, freedom and no fear of your lunch getting stolen from a shared work fridge.

Apparently, it also helps you get a better handle on your finances.

More than three-quarters (78 percent) of independent workers say their nontraditional employment status lends itself to improved money management, according to a recent survey by T. Rowe Price.

How to save money on food shopping: Mum reveals simple hack to spend less on groceries | Daily Star

How to save money on food shopping: Mum reveals simple hack to spend less on groceries | Daily Star: Paula Marshall and her husband Phil were spending a hefty �650 on groceries every month, which adds up to �7,800-a-year.�

Due to unplanned supermarket shops, takeaways and mid-week convenience store splurges, the couple from Luton were unable to save for a holiday.

It was only after she went through old bank statements, she realised how the family’s spendings had spiralled out of control.�