Saturday, April 21, 2018

Budgeting 101: How to Start Budgeting for the First Time

Budgeting 101: How to Start Budgeting for the First Time: If you've read any personal finance advice, you know there's one simple rule that comes up time and again: You need a budget. A budget is a roadmap for where your money will go so you can make your hard-earned income work for you. Budgets assign your money a job and establish spending limits for specific expenditures so you can use your money responsibly.�

Creating a personalized budget is essential to developing the right spending habits, setting aside money for the long term, and ensuring the money in your bank account goes where it needs to. But how do you make a budget?

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