Where do you fall on the personal finance spectrum? | TreeHugger: I love reading The Simple Dollar, and Trent Hamm's articles in particular. He offers great insights into saving money in practical ways, which I appreciate as a mother to young children. Sometimes his articles are more philosophical, such as a recent one called "The Spectrum of Personal Finance." It got me thinking hard about my family's savings rate, which is something I need to do more often.
The idea of a savings spectrum, as described by Hamm, intrigues me. It makes it easier to understand the differences between households and how one can save so much more than another, and how lifestyle choices affect that. Seeing an actual savings rate portrayed in percentages is helpful too; it makes it easier to see where I fit in, relative to where I want to be -- and what I need to do in order to get there.