This may be some of the savviest money-saving advice you’ve never heard - MarketWatch: If you want to spend less, do this: Build a wall.
That is, a virtual wall.
Experts say we often spend because it’s simple to spend — new clothes are just a click away, a latte is right on our way to work, a subscription can be had simply by entering an email address and promising to pay later.
“We are so used to having things easily accessible to us,” says Rosemary Caligiuri, the managing director of United Capital, a wealth management company. “We need to give ourselves less easy access to spending money.”